How to Take Control of Your Finances (Even With Rising Costs)
With the cost of living continuing to rise — from groceries and fuel to insurance and interest rates — it’s no surprise that saving for a home deposit can feel overwhelming. Here’s some ways to make saving easier for your household.
Is Building Your Own Home Right for You?
If you’re considering building but aren’t sure if it’s the right path for you, there are a few important things to think about before starting the process.
Costs People Forget When Building a Home (That Can Blow Your Budget)
One of the biggest surprises for many people building for the first time is that the builder’s contract price isn’t always the final cost.
The Perks of Building vs Buying an Established Home
Chances are you know someone who’s building right now — and there’s a reason for it. More Australians are choosing to build rather than buy established homes. But why?
Feeling the "Uncertainty" In the Air this Year? Here’s What You Can Control
The first few weeks of 2026 has been marked by continued economic pressure for many households. Interest rates have risen, the cost of living remains high, and property markets across much of the country continue to feel challenging and, in some areas, unaffordable.
Mortgage Tips Ranked From Best to Worst
Not all mortgage tips are created equal. Some can save you tens of thousands over the life of your loan, while others sound good but can quietly cost you more in the long run.
Australia’s Median Home Prices by State & Territory (2025–2026)
If you're an investor or looking to relocate in 2026, understanding trends and median house pricing around Australia is impotent. Below is a summary to get you started!
Has Your Newly Built Home Increased in Value? You Could Save on Your Loan
If your house has just finished building, there’s a chance you’ve already paid Lender’s Mortgage Insurance (LMI) and locked in a high interest rate. But here’s something many homeowners don’t realise — your property’s value has likely increased since you first took out your loan.
Interest Rate vs Comparison Rate: What’s the Difference?
When comparing home loans, many people focus only on the interest rate. While important, it doesn’t show the full cost of a loan. That’s when comparison rates come in.
Australia Property Market: Preparing for 2026
Economists predict slower growth, diverging city performance, and affordability challenges. Learn how to plan ahead and make confident property decisions.
Start 2026 With a Financial Clean Slate: 5 Steps
The new year is the perfect time to check-in with your finances. Knowing exactly where you stand helps you make smarter money decisions and gives you confidence to plan for big goals like buying a home, refinancing, or upgrading your lifestyle.
Are You Pre-Approval Ready for 2026?
As 2026 approaches, now is the perfect time to get your finances in order if buying a home is on your list. Being pre-approval ready can give you a serious advantage in a competitive property market. But what does that actually mean, and how can you prepare?
A New 2% Deposit Home Loan for Apprentices, Graduates & Skilled Workers in WA
We’re excited to share a new home loan option designed specifically to support apprentices, graduates, tradespeople and early-career workers into home ownership.
How to Buy Your First Home with Just a 1% Deposit Using Keystart
Buying your first home can feel overwhelming, especially when saving for a deposit. But with a Keystart home loan, you could get into your first property with as little as 1% deposit, and without paying Lenders Mortgage Insurance (LMI). Here’s how it works and whether you qualify.
Don’t Let Christmas Spending Affect Your 2026 Home Buying Goals
The festive season is here — filled with celebrations, family, and yes, spending. While Christmas is a time to enjoy yourself, it can also create financial habits that impact your ability to secure a home loan in the new year.
Does Christmas Spending Affect Your Borrowing Power?
A common question we get around this time of year is whether Christmas shopping and festive spending will affect your borrowing power.
A New 10% Deposit Home Loan (with no LMI) Is Here — And It Could Help You Get Into the Market Sooner
A new home-loan option from a major bank is making headlines — allowing eligible buyers to purchase with just a 10% deposit and no Lenders Mortgage Insurance (LMI).
The Hidden Impact of a High Credit Limit on Your Borrowing Power
When you’re preparing to apply for a home loan, it’s normal to focus on the obvious factors: your income, savings, and property price range. But there’s one element that often flies under the radar — your credit card limit.
Offset Account vs Redraw Account: What’s the Difference?
When you’re choosing a home loan, you’ll often hear about offset accounts and redraw accounts. Both can help you save on interest and pay off your loan faster — but they work in different ways.
Can Your Income Get You Into the Home You Want? Here’s How to Find Out
At WestGen Finance, we often get asked: “How much do I actually need to earn to afford a home like that?”