Mortgage Tips Ranked From Best to Worst
Not all mortgage tips are created equal. Some can save you tens of thousands over the life of your loan, while others sound good but can quietly cost you more in the long run.
Australia’s Median Home Prices by State & Territory (2025–2026)
If you're an investor or looking to relocate in 2026, understanding trends and median house pricing around Australia is impotent. Below is a summary to get you started!
Has Your Newly Built Home Increased in Value? You Could Save on Your Loan
If your house has just finished building, there’s a chance you’ve already paid Lender’s Mortgage Insurance (LMI) and locked in a high interest rate. But here’s something many homeowners don’t realise — your property’s value has likely increased since you first took out your loan.
Interest Rate vs Comparison Rate: What’s the Difference?
When comparing home loans, many people focus only on the interest rate. While important, it doesn’t show the full cost of a loan. That’s when comparison rates come in.
Australia Property Market: Preparing for 2026
Economists predict slower growth, diverging city performance, and affordability challenges. Learn how to plan ahead and make confident property decisions.
Start 2026 With a Financial Clean Slate: 5 Steps
The new year is the perfect time to check-in with your finances. Knowing exactly where you stand helps you make smarter money decisions and gives you confidence to plan for big goals like buying a home, refinancing, or upgrading your lifestyle.
Are You Pre-Approval Ready for 2026?
As 2026 approaches, now is the perfect time to get your finances in order if buying a home is on your list. Being pre-approval ready can give you a serious advantage in a competitive property market. But what does that actually mean, and how can you prepare?
A New 2% Deposit Home Loan for Apprentices, Graduates & Skilled Workers in WA
We’re excited to share a new home loan option designed specifically to support apprentices, graduates, tradespeople and early-career workers into home ownership.
How to Buy Your First Home with Just a 1% Deposit Using Keystart
Buying your first home can feel overwhelming, especially when saving for a deposit. But with a Keystart home loan, you could get into your first property with as little as 1% deposit, and without paying Lenders Mortgage Insurance (LMI). Here’s how it works and whether you qualify.
Don’t Let Christmas Spending Affect Your 2026 Home Buying Goals
The festive season is here — filled with celebrations, family, and yes, spending. While Christmas is a time to enjoy yourself, it can also create financial habits that impact your ability to secure a home loan in the new year.
Does Christmas Spending Affect Your Borrowing Power?
A common question we get around this time of year is whether Christmas shopping and festive spending will affect your borrowing power.
A New 10% Deposit Home Loan (with no LMI) Is Here — And It Could Help You Get Into the Market Sooner
A new home-loan option from a major bank is making headlines — allowing eligible buyers to purchase with just a 10% deposit and no Lenders Mortgage Insurance (LMI).
The Hidden Impact of a High Credit Limit on Your Borrowing Power
When you’re preparing to apply for a home loan, it’s normal to focus on the obvious factors: your income, savings, and property price range. But there’s one element that often flies under the radar — your credit card limit.
Offset Account vs Redraw Account: What’s the Difference?
When you’re choosing a home loan, you’ll often hear about offset accounts and redraw accounts. Both can help you save on interest and pay off your loan faster — but they work in different ways.
Can Your Income Get You Into the Home You Want? Here’s How to Find Out
At WestGen Finance, we often get asked: “How much do I actually need to earn to afford a home like that?”
Ways to Boost Your Borrowing Power Before You Apply
If you’re planning to buy a home soon, your borrowing power will play a huge role in what you can afford — and how confident you feel heading into the property market.
Who Needs a Construction Loan?
If you’re planning to build your own home, knock down and rebuild, or take on a major renovation, chances are you’ll need a construction loan rather than a standard home loan. But what exactly is a construction loan — and who is it designed for?
Mortgage Dos & Don’ts: What Actually Makes a Difference
When it comes to managing your home loan, small habits can make a big impact — both positive and negative. Let’s break down which tips that you frequently see online are truly effective (and which ones might need a rethink).
3 Things You Should Know Before Building Your First Home
Building your first home is exciting — but it can also be full of surprises. If you’re building you first home, here are three things that you might what to know to save you some stress and money too.
WA Housing Market Update: Record-Low Listings & What It Means for Buyers
The Western Australian property market is already hot and likely to heat up. According to the latest data, the number of houses listed for sale has dropped to a record low — creating a classic case of high demand and low supply.