Sally Chen Sally Chen

Mortgage Tips Ranked From Best to Worst

Not all mortgage tips are created equal. Some can save you tens of thousands over the life of your loan, while others sound good but can quietly cost you more in the long run.

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Sally Chen Sally Chen

Start 2026 With a Financial Clean Slate: 5 Steps

The new year is the perfect time to check-in with your finances. Knowing exactly where you stand helps you make smarter money decisions and gives you confidence to plan for big goals like buying a home, refinancing, or upgrading your lifestyle.

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Sally Chen Sally Chen

Are You Pre-Approval Ready for 2026?

As 2026 approaches, now is the perfect time to get your finances in order if buying a home is on your list. Being pre-approval ready can give you a serious advantage in a competitive property market. But what does that actually mean, and how can you prepare?

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Sally Chen Sally Chen

How to Buy Your First Home with Just a 1% Deposit Using Keystart

Buying your first home can feel overwhelming, especially when saving for a deposit. But with a Keystart home loan, you could get into your first property with as little as 1% deposit, and without paying Lenders Mortgage Insurance (LMI). Here’s how it works and whether you qualify.

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Sally Chen Sally Chen

Who Needs a Construction Loan?

If you’re planning to build your own home, knock down and rebuild, or take on a major renovation, chances are you’ll need a construction loan rather than a standard home loan. But what exactly is a construction loan — and who is it designed for?

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