Invest now vs. wait & see: Pros & cons

Is now the right time to invest, or should you wait for interest rates to drop?

We’re big believers that time in the market is always more important than timing the market, when it comes to buying property.

However, it’s also savvy to understand what market factors are at play when making a big decision like buying property.

If you’re on our newsletter, we’ve recently sent out an analysis to our clients assessing the pros and cons of wait and see vs invest now approach. Some factors to consider are below:

With the U.S. Federal Reserve’s recent rate cuts (Nov 2024) and predictions for similar moves by Australia’s Reserve Bank in early 2025, logically it seems to make sense to buy at a time when IR are lower.

However, a counter argument, is that lower rates could boost borrowing power, making property more accessible and potentially driving up prices.

Perth stands out with resilience and growth potential, with house prices still forecasted to rise in 2025.

So if you’re on the fence, acting sooner or whenever you’re financially ready might be more beneficial. Remember, time in the market typically wins out timing the market.

Wanting to start your investing journey? Contact our mortgage brokers to get started.